The coverages provided by the required health insurance options shall include, but are not limited to: The institutional and professional care expenses for nursing home care alone, or in addition to intermediate or custodial nursing care, while confined in a nursing home or other custodial care facility or institution; and Expenses for the type of care described in §A(1) of this regulation for an insured who is not confined to a facility or institution. The insurer may establish reasonable limits on the benefits offered for the above coverages including, but not limited to, copayments, deductibles, and maximum annual and lifetime limits.