<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".11" citation="COMAR 31.11.06.11" title_num="31" subtitle_num="11" chapter_num="06" heading="Pre-existing Conditions.">
  <paragraph num="A.">
    <text>A carrier may not apply a preexisting condition provision to health care services for pregnancy or newborns, or to individuals younger than 19 years old.</text>
  </paragraph>
  <paragraph num="B.">
    <text>Except as provided in §A of this regulation, for contracts issued or renewed on or after October 1, 2009, an insurer or non-profit health service plan may impose a preexisting condition provision in accordance with Insurance Article, §15-508, Annotated Code of Maryland.</text>
  </paragraph>
  <paragraph num="C.">
    <text>A carrier may impose a waiting period from the date of application, in accordance with Insurance Article, §15-1208, Annotated Code of Maryland.</text>
  </paragraph>
</regulation>