A group health insurance contract may not be delivered in Maryland unless it contains in substance the provisions: Listed in Regulation .04 of this chapter; or Which in the opinion of the Commissioner, as compared to the provisions in Regulation .04 of this chapter, are: More favorable to the individuals insured, or At least as favorable to the individuals insured and more favorable to the policyholder. A blanket health insurance contract may not be delivered in Maryland unless it contains in substance the provisions: Listed in Regulation .05 of this chapter; or Which in the opinion of the Commissioner, as compared to the provisions in Regulation .05 of this chapter, are: More favorable to the individuals insured, or At least as favorable to the individuals insured and more favorable to the policyholder. Inapplicable and Inconsistent Provisions. If a provision required by Regulation .04 or .05 of this chapter is wholly or partly inapplicable to or inconsistent with the coverage provided by a particular contract, the carrier shall: Omit from the contract the inapplicable provision or part of the provision; or Modify the inconsistent provision or part of the provision to make it consistent with the coverage provided by the contract.