# COMAR Title 31 — Maryland Insurance Administration

## Subtitle 11 — Health Insurance — Group

### Chapter 11 — Small Employer Group Health Insurance — Disclosure Statement

#### Regulation .02 Definitions.

*COMAR 31.11.11.02*

A. In this chapter, the following terms have the meanings indicated.

B. Terms Defined.

  (1) “Additional benefits” means benefits offered in addition to the Comprehensive Standard Health Benefit Plan that:

    (a) Are offered separately from the plan;

    (b) Are priced separately from the plan;

    (c) Are guarantee issued subject to the provisions of Insurance Article, §15-1213, Annotated Code of Maryland;

    (d) Are guarantee renewed subject to the provisions of Insurance Article, §15-1212, Annotated Code of Maryland;

    (e) Are community rated subject to the provisions of Insurance Article, §15-1205, Annotated Code of Maryland; and

    (f) Do not duplicate any of the benefits in the Comprehensive Standard Health Benefit Plan.

  (2) “Carrier” has the meaning stated in Insurance Article, §15-1201, Annotated Code of Maryland.

  (3) “Comprehensive Standard Health Benefit Plan” means the health benefit plan adopted by the Maryland Health Care Commission in accordance with Insurance Article, §15-1207, and Health-General Article, Title 19, Subtitle 1, Annotated Code of Maryland.

  (4) “Small employer” has the meaning stated in Insurance Article, §15-1201, Annotated Code of Maryland.