<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".03" citation="COMAR 31.11.12.03" title_num="31" subtitle_num="11" chapter_num="12" heading="Covered Services.">
  <paragraph num="A.">
    <text>The Limited Benefit Plan includes the following:</text>
    <paragraph num="(1)">
      <text>Care in medical offices for treatment of illness or injury;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Inpatient hospital services as follows:</text>
      <paragraph num="(a)">
        <text>Inpatient hospital physician and other nonfacility services; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Inpatient hospital facility services;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(3)">
      <text>Outpatient services as follows:</text>
      <paragraph num="(a)">
        <text>Outpatient hospital physician and other health care practitioner services;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Outpatient facility surgical services; and</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Outpatient facility nonsurgical services;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(4)">
      <text>Inpatient mental health and substance abuse services provided through a carrier's managed care system, including residential crisis services, in a hospital, related institution, or entity licensed by the Maryland Department of Health to provide residential crisis services, including:</text>
      <paragraph num="(a)">
        <text>Physician and other nonfacility services;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Facility services;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(5)">
      <text>Outpatient mental health and substance abuse services provided through a carrier's managed care system, including:</text>
      <paragraph num="(a)">
        <text>Physician and other health care practitioner services; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Facility services;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(6)">
      <text>Emergency services;</text>
    </paragraph>
    <paragraph num="(7)">
      <text>Detoxification in a hospital or related institution, including:</text>
      <paragraph num="(a)">
        <text>Physician and other nonfacility services; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Facility services;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(8)">
      <text>Ambulance services to or from the nearest hospital where needed medical services can appropriately be provided;</text>
    </paragraph>
    <paragraph num="(9)">
      <text>Except for prostate cancer screening for men 40 years old through 75 years old, and colorectal screening for men and women 50 years old or older:</text>
      <paragraph num="(a)">
        <text>Preventive services recommended in the report of the United States Preventive Services Task Force, Guide to Clinical Preventive Services, which is current when the services are rendered; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Any other preventive service required to be offered by a federally qualified health maintenance organization;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(10)">
      <text>Prostate cancer screening as set forth in the current recommendations of the American Cancer Society, which recommends an annual:</text>
      <paragraph num="(a)">
        <text>Digital rectal examination for both prostate and colorectal cancer, at 40 years old or older; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Prostate-Specific Antigen (PSA) screening for:</text>
        <paragraph num="(i)">
          <text>African-American men 40 years old or older;</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>All men 40 years old or older with a family history of prostate cancer; and</text>
        </paragraph>
        <paragraph num="(iii)">
          <text>All other men 50 years old or older;</text>
        </paragraph>
      </paragraph>
    </paragraph>
    <paragraph num="(11)">
      <text>Colorectal screening for men and women 50 years old or older as follows:</text>
      <paragraph num="(a)">
        <text>A yearly fecal occult blood test, accompanied by digital rectal examination, plus flexible sigmoidoscopy every 5 years;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>A colonoscopy, accompanied by digital rectal examination, every 10 years; or</text>
      </paragraph>
      <paragraph num="(c)">
        <text>A double contrast barium enema, accompanied by digital rectal examination, every 5 years;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(12)">
      <text>Mammography services for women:</text>
      <paragraph num="(a)">
        <text>40 years old through 49 years old once every other calendar year; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>50 years old or older once per calendar year;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(13)">
      <text>Home health care services provided:</text>
      <paragraph num="(a)">
        <text>As an alternative to otherwise covered services in a hospital or related institution; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>For covered persons:</text>
        <paragraph num="(i)">
          <text>Who receive less than 48 hours of inpatient hospitalization following a mastectomy or removal of a testicle; or</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>Who undergo a mastectomy or removal of a testicle on an outpatient basis, one home visit scheduled to occur within 24 hours after discharge from the hospital or outpatient health care facility, and an additional home visit if prescribed by the covered person's attending physician;</text>
        </paragraph>
      </paragraph>
    </paragraph>
    <paragraph num="(14)">
      <text>Hospice care services, including:</text>
      <paragraph num="(a)">
        <text>Physician and other health care practitioner services; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Facility services;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(15)">
      <text>Durable medical equipment, including:</text>
      <paragraph num="(a)">
        <text>Nebulizers;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Peak flow meters;</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Prosthetic devices such as:</text>
        <paragraph num="(i)">
          <text>Leg, arm, back, or neck braces; and</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>Artificial legs, arms, or eyes; and</text>
        </paragraph>
      </paragraph>
      <paragraph num="(d)">
        <text>The training necessary to use these prostheses;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(16)">
      <text>Outpatient laboratory and diagnostic services;</text>
    </paragraph>
    <paragraph num="(17)">
      <text>Outpatient rehabilitative services provided through a carrier's managed care system including physical therapy, occupational therapy, and speech therapy services;</text>
    </paragraph>
    <paragraph num="(18)">
      <text>Chiropractic services;</text>
    </paragraph>
    <paragraph num="(19)">
      <text>Skilled nursing facility services as an alternative to medically necessary inpatient hospital services, including:</text>
      <paragraph num="(a)">
        <text>Physician and other nonfacility services;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Facility services;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(20)">
      <text>Nutritional services up to a maximum of six visits per contract year per condition, for the treatment of:</text>
      <paragraph num="(a)">
        <text>Cardiovascular disease;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Diabetes;</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Malnutrition;</text>
      </paragraph>
      <paragraph num="(d)">
        <text>Cancer;</text>
      </paragraph>
      <paragraph num="(e)">
        <text>Cerebral vascular disease; or</text>
      </paragraph>
      <paragraph num="(f)">
        <text>Kidney disease;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(21)">
      <text>Autologous and nonautologous bone marrow, cornea, kidney, liver, heart, lung, heart/lung, pancreas, and pancreas/kidney transplants, including:</text>
      <paragraph num="(a)">
        <text>Physician and other nonfacility services; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Facility services;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(22)">
      <text>Medical food for persons with metabolic disorders if ordered by a health care practitioner qualified to provide diagnosis and treatment in the field of metabolic disorders;</text>
    </paragraph>
    <paragraph num="(23)">
      <text>Family planning services, including:</text>
      <paragraph num="(a)">
        <text>Coverage for the insertion or removal of contraceptive devices;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Medically necessary examination associated with the use of contraceptive drugs or devices; and</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Voluntary sterilization;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(24)">
      <text>Except for habilitative services provided in early intervention and school services, habilitative services for children 19 years old or younger for the treatment of congenital or genetic birth defects;</text>
    </paragraph>
    <paragraph num="(25)">
      <text>All cost recovery expenses for blood, blood products, derivatives, components, biologics, and serums to include autologous services, whole blood, red blood cells, platelets, plasma, immunoglobulin, and albumin;</text>
    </paragraph>
    <paragraph num="(26)">
      <text>Pregnancy and maternity services, including abortion, including:</text>
      <paragraph num="(a)">
        <text>Physician and other nonfacility services; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Facility services;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(27)">
      <text>Prescription drugs;</text>
    </paragraph>
    <paragraph num="(28)">
      <text>Controlled clinical trials, including:</text>
      <paragraph num="(a)">
        <text>Physician and other nonfacility services; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Facility services;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(29)">
      <text>Diabetes treatment, equipment, and supplies;</text>
    </paragraph>
    <paragraph num="(30)">
      <text>Breast reconstructive surgery as specified in Insurance Article, §15-815, Annotated Code of Maryland, and breast prosthesis, including:</text>
      <paragraph num="(a)">
        <text>Physician and other nonfacility services; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Facility services;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(31)">
      <text>Audiology screening for newborns, limited to one screening and one confirming screening;</text>
    </paragraph>
    <paragraph num="(32)">
      <text>General anesthesia and associated hospital or ambulatory facility charges in conjunction with dental care provided to the following:</text>
      <paragraph num="(a)">
        <text>Individuals who are 7 years old or younger or developmentally disabled and for whom a:</text>
        <paragraph num="(i)">
          <text>Successful result cannot be expected from dental care provided under local anesthesia because of a physical, intellectual, or other medically compromising condition of the enrollee or insured; and</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>Superior result can be expected from dental care provided under general anesthesia; and</text>
        </paragraph>
      </paragraph>
      <paragraph num="(b)">
        <text>Individuals 17 years old or younger who:</text>
        <paragraph num="(i)">
          <text>Are extremely uncooperative, fearful, or uncommunicative;</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>Have dental needs of such magnitude that treatment should not be delayed or deferred; and</text>
        </paragraph>
        <paragraph num="(iii)">
          <text>Are individuals for whom lack of treatment can be expected to result in oral pain, infection, loss of teeth, or other increased oral or dental morbidity;</text>
        </paragraph>
      </paragraph>
    </paragraph>
    <paragraph num="(33)">
      <text>An annual chlamydia screening test for:</text>
      <paragraph num="(a)">
        <text>Women who are:</text>
        <paragraph num="(i)">
          <text>Younger than 20 years old who are sexually active; or</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>20 years old or older who have multiple risk factors; and</text>
        </paragraph>
      </paragraph>
      <paragraph num="(b)">
        <text>Men who have multiple risk factors;</text>
      </paragraph>
    </paragraph>
    <paragraph num="(34)">
      <text>The cost to beneficiaries of hearing aids for persons ages 18 years old or younger, every 36 months; and</text>
    </paragraph>
    <paragraph num="(35)">
      <text>Osteoporosis screening as specified in Insurance Article, §15-823, Annotated Code of Maryland.</text>
    </paragraph>
  </paragraph>
  <paragraph num="B.">
    <text>The services described in §A(24) of this regulation shall be delivered through a carrier's managed care system and shall include services for cleft lip and cleft palate, orthodontics, oral surgery, otologic, audiological, and speech therapy, physical therapy, and occupational therapy for children 19 years old or younger for treatment of congenital or genetic birth defects.</text>
  </paragraph>
  <paragraph num="C.">
    <text>All mental health and substance abuse services described in §A(4) and (5) of this regulation shall be delivered through a carrier's managed care system.</text>
  </paragraph>
  <paragraph num="D.">
    <text>Rehabilitative services and habilitative services required to be offered in the Plan shall be provided through the carrier's managed care system.</text>
  </paragraph>
  <paragraph num="E.">
    <text>Prescription Drugs.</text>
    <paragraph num="(1)">
      <text>Prescription drugs are covered only as provided in the specific services in Regulation .05 of this chapter.</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Birth control pills, Norplant, Depo Provera, and insulin, or their generic equivalents, are also covered only as provided in the specific services in Regulation .05 of this chapter.</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Except as provided in §E(4) of this regulation, coverage under §A(27) of this regulation includes up to a 90-day supply of maintenance drugs dispensed in a single dispensing of a prescription.</text>
    </paragraph>
    <paragraph num="(4)">
      <text>Coverage of up to a 90-day supply of maintenance drugs in a single dispensing is not required for:</text>
      <paragraph num="(a)">
        <text>The first prescription of a maintenance drug; or</text>
      </paragraph>
      <paragraph num="(b)">
        <text>A change in a prescription of a maintenance drug.</text>
      </paragraph>
    </paragraph>
  </paragraph>
  <paragraph num="F.">
    <text>The carrier shall provide benefits for the covered services in accordance with the terms of the contract, if:</text>
    <paragraph num="(1)">
      <text>The service is rendered by a health care practitioner who is licensed under the laws of the state in which the practitioner is practicing; and</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The health care practitioner is practicing within the scope of the license.</text>
    </paragraph>
  </paragraph>
  <paragraph num="G.">
    <text>Under §A(4) of this regulation, 2 partial hospitalization days may be substituted for 1 inpatient day in a hospital or related institution.</text>
  </paragraph>
  <paragraph num="H.">
    <text>Diabetes Equipment and Supplies.</text>
    <paragraph num="(1)">
      <text>Under §A(29) of this regulation, diabetes equipment includes glucose monitoring equipment under the durable medical equipment coverage for insulin-using beneficiaries.</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Insulin pumps are not included.</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Under the prescription coverage for insulin-using beneficiaries, diabetes supplies include coverage for:</text>
      <paragraph num="(a)">
        <text>Insulin syringes and needles; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Testing strips for glucose monitoring equipment</text>
      </paragraph>
    </paragraph>
  </paragraph>
  <paragraph num="I.">
    <text>Under §A(30) of this regulation, breast prosthesis and breast reconstruction on the nondiseased breast to achieve symmetry are covered regardless of:</text>
    <paragraph num="(1)">
      <text>The patient's insurance status at the time of the mastectomy; or</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The time lag between the mastectomy and reconstruction.</text>
    </paragraph>
  </paragraph>
  <paragraph num="J.">
    <text>Under §A(32) of this regulation:</text>
    <paragraph num="(1)">
      <text>Carriers may require prior authorization for covered services and associated charges in the same manner that prior authorization is required for these benefits in connection with other covered medical care;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Carriers may restrict coverage to dental care that is provided by a:</text>
      <paragraph num="(a)">
        <text>Fully accredited specialist in pediatric dentistry;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Fully accredited specialist in oral and maxillofacial surgery; and</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Dentist to whom hospital privileges have been granted; and</text>
      </paragraph>
    </paragraph>
    <paragraph num="(3)">
      <text>Dental care for which general anesthesia is required is not covered.</text>
    </paragraph>
  </paragraph>
</regulation>