A carrier may offer benefits in addition to the Limited Benefit Plan only if: The benefits are offered separately from the plan; The benefits are priced separately from the plan; Subject to the provisions of Insurance Article, §15-1213, Annotated Code of Maryland, the benefits are guaranteed issue; Subject to the provisions of Insurance Article, §15-1213, Annotated Code of Maryland, the benefits are guaranteed renewable; Subject to the provisions of Insurance Article, §15-1205, Annotated Code of Maryland, the benefits are subject to adjusted community rating; The benefits do not duplicate any of the benefits in the plan; and The benefit lowers the cost-sharing arrangements in the Limited Benefit Plan described in Regulations .04 and .05 of this chapter.