Crime. An individual or group contract may not include a limitation or exclusion for loss to which a contributing cause was the member's commission of or attempt to commit a crime. An individual or group contract may not include a limitation or exclusion for loss for which a contributing cause was the commission of or the attempt to commit a crime by an individual other than the member. Illegal Occupation. An individual or group contract may not include a limitation or exclusion for loss to which a contributing cause was the member being engaged in an illegal occupation. Intoxicants and Narcotics or Use of Intoxicants or Narcotics. An individual or group contract may not include a limitation or exclusion for loss sustained or contracted in consequence of the member being intoxicated or under the influence of any drug. An individual or group contract may not include a limitation or exclusion for loss due to: The use of alcohol; The use of drugs or narcotics; or Alcoholism or drug addiction. Preexisting Conditions. An individual or group contract may not include a limitation or exclusion for a preexisting condition.