<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".08" citation="COMAR 31.14.01.08" title_num="31" subtitle_num="14" chapter_num="01" heading="Applicant's Options.">
  <paragraph num="A.">
    <text>Except as provided in §§B and C of this regulation, the application for a long-term care insurance policy or certificate, or a form attached to the policy or certificate, shall contain a statement to be signed separately by the applicant to the effect that the:</text>
    <paragraph num="(1)">
      <text>Applicant has been informed of the applicant's right to:</text>
      <paragraph num="(a)">
        <text>Designate a person to receive any notice of termination;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Purchase:</text>
        <paragraph num="(i)">
          <text>Inflation protection,</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>Home health care if not included in the policy, and</text>
        </paragraph>
        <paragraph num="(iii)">
          <text>Nonforfeiture benefits; and</text>
        </paragraph>
      </paragraph>
      <paragraph num="(c)">
        <text>Choose the form of nonforfeiture benefit if the policy provides a choice; and</text>
      </paragraph>
    </paragraph>
    <paragraph num="(2)">
      <text>Benefits and any costs of each of the options in this regulation have been fully explained to the applicant.</text>
    </paragraph>
  </paragraph>
  <paragraph num="B.">
    <text>The statement of the applicant's right to purchase inflation protection specified in §A(1)(b)(i) of this regulation is not required when the policy is issued to an employer-employee group described in Regulation .12D of this chapter.</text>
  </paragraph>
  <paragraph num="C.">
    <text>The statement of the applicant's right to purchase nonforfeiture benefits specified in §A(1)(b)(iii) of this regulation is not required when the policy is issued to a group described in Regulation .13B(1)(b) or (c) of this chapter.</text>
  </paragraph>
</regulation>