# COMAR Title 31 — Maryland Insurance Administration

## Subtitle 16 — Miscellaneous

### Chapter 08 — Privacy of Consumer Financial and Health Information

#### Regulation .04 Exemption from Notice and Opt Out Requirements for Nonpublic Personal Financial Information.

*COMAR 31.16.08.04*

A. A licensee is not subject to the notice and opt out requirements for nonpublic personal financial information of this chapter if:

  (1) The licensee is an employee, agent, or other representative of another licensee;

  (2) The other licensee otherwise complies with, and provides the notices required by, the provisions of this chapter; and

  (3) The licensee does not disclose any nonpublic personal information to any person other than the other licensee or its affiliates in a manner permitted by this chapter.

B. A surplus lines broker or surplus lines insurer shall be deemed to be in compliance with the notice and opt out requirements for nonpublic personal financial information of this chapter if:

  (1) The broker or insurer does not disclose nonpublic personal information of a consumer or a customer to nonaffiliated third parties for any purpose, including joint servicing or marketing under Regulation .14 of this chapter, except as permitted by Regulations .15 or .16 of this chapter; and

  (2) The broker or insurer delivers a notice to the consumer at the time a customer relationship is established on which the following is printed in 16-point type:

"PRIVACY NOTICE