In the Standard Congregate Housing Services Program, the amount of the subsidy to be paid monthly on behalf of an eligible participant shall equal the difference between the participant’s projected monthly income, less approved allowances set forth in §B of this regulation, and the monthly fee for congregate housing services as approved by the Department in the subsidy services agreement. Approved allowances are: 10 percent of the individual's or couple's net monthly income; The applicable monthly personal allowance for an individual or couple as established on the subsidy calculation form approved by the Department for the Standard Congregate Housing Services Plan; If the provider is regulated by the U.S. Department of Housing and Urban Development, any monthly elderly allowance provided for under the U.S. Department of Housing and Urban Development's applicable regulations; The monthly rent paid by the individual or couple for an apartment in the facility; If the U. S. Department of Housing and Urban Development permits a monthly utility allowance in the calculation of the participant's rent at the facility, the amount of the monthly utility allowance; The individual's or couple's allowable medical expenses; and If the provider provides two meals a day, a food allowance as established on the Standard Congregate Housing Services Program subsidy calculation form approved by the Department. In the Individualized Congregate Housing Services Program, the amount of the subsidy to be paid monthly on behalf of an eligible participant shall be determined by using the Individualized Congregate Housing Services Program Subsidy Calculation Form issued by the Department to the provider.