Prior to authorizing an extension of credit and counter check privileges under Regulation .24 of this chapter, a facility operator shall verify the information on the credit application submitted by the player in accordance with this regulation. The verification of credit application information required under this regulation: Shall be conducted by a general cashier or credit department representative with no incompatible functions including the ability to authorize credit or approve a change in a credit limit; Shall be documented in the player’s credit file by recording the following: Source of the verification; Date and time; Method of verification; and Signature of the verifying general cashier or credit department representative; and May be performed telephonically if the facility operator: Requests documentation confirming the information verified telephonically; Documents the request for confirming information in the player’s credit file; and Maintains all confirming documentation received in the player’s credit file. If a player’s credit limit will exceed $2,500, the facility operator shall verify the player’s residential address with: A consumer credit bureau; The player’s bank; or An alternative source which may not include examination of additional identification credentials or other documentation presented by the player at the facility. The facility operator shall: Verify the player’s current gaming related credit limits and outstanding balances with: A casino credit bureau; or Each gaming operator with whom the player has an outstanding limit; Document the player’s current gaming related credit limits and outstanding balances in the credit file by recording for each gaming related credit limit: The date the player’s credit account was established; Amount of the current authorized credit limit; Current balance; and Any derogatory information noted in the player’s account; and If applicable, document in the credit file that no gaming related credit limit or outstanding balance information is available on the player. A facility operator shall: Verify the player’s outstanding indebtedness with a: Consumer credit bureau; or Casino credit bureau; and Document the player’s outstanding indebtedness in the credit file by recording: If available, the current balance of each debt obligation; and Any derogatory information noted. A facility operator shall: Verify the player’s personal checking account information with: The player’s bank; or A bank verification service; and Document the player’s personal checking account information by recording in the credit file: Confirmation that the account is a personal account on which the player may draw individually; Account number; Date the account was opened; If available, average balance of the account for the last 12 months; Balance in the account; and Name and title of the person supplying the information. A facility operator shall verify that the player is not an individual who is: Under 21 years of age; Voluntarily suspended from counter check privileges under Regulation .32 of this chapter; Mandatorily excluded in accordance with State Government Article, §9-1A-24(d), Annotated Code of Maryland; or Voluntarily excluded in accordance State Government Article, §9-1A-24(e), Annotated Code of Maryland. A facility operator shall develop and include in the internal controls submitted to and approved by the Commission under Regulation .05 of this chapter procedures: Identifying those employees authorized to conduct the verifications required under this regulation; and Addressing the verification process required under this regulation.