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<regulation prefix="Regulation" num=".41" citation="COMAR 36.10.13.41" title_num="36" subtitle_num="10" chapter_num="13" heading="Consumer Protection.">
  <paragraph num="A.">
    <text>Automated Teller Machines.</text>
    <paragraph num="(1)">
      <text>Withdrawal Limits. Exclusive of transaction fees or surcharges, the maximum amount that a bettor may withdraw from a bank account by using an automated teller machine at the location is no more than $2,500 per sports wagering day.</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Temporary Cash Assistance Prohibited. An automated teller machine or online sports wagering platform may not accept an electronic benefit card, debit card, or similar instrument issued by the Department of Human Services for the purpose of accessing temporary cash assistance.</text>
    </paragraph>
  </paragraph>
  <paragraph num="B.">
    <text>Promotional Offers. A sports wagering licensee shall, at least 2 days prior to implementing a promotion, submit terms and conditions of each promotion to the Commission and shall include, at a minimum, all of the following:</text>
    <paragraph num="(1)">
      <text>A description of what is being offered as part of the promotion;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The dates and times that the promotion is being conducted;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>The persons who are eligible to participate in the promotion;</text>
    </paragraph>
    <paragraph num="(4)">
      <text>The required action to receive whatever is being offered as part of the promotion;</text>
    </paragraph>
    <paragraph num="(5)">
      <text>The procedure to claim or redeem the promotional offer, if applicable;</text>
    </paragraph>
    <paragraph num="(6)">
      <text>Registration procedures;</text>
    </paragraph>
    <paragraph num="(7)">
      <text>Limitations on participation;</text>
    </paragraph>
    <paragraph num="(8)">
      <text>Wagering requirements and limitations by type of game;</text>
    </paragraph>
    <paragraph num="(9)">
      <text>The order in which funds are used for wagering;</text>
    </paragraph>
    <paragraph num="(10)">
      <text>Eligible wagers;</text>
    </paragraph>
    <paragraph num="(11)">
      <text>Any restrictions on the withdrawal of funds;</text>
    </paragraph>
    <paragraph num="(12)">
      <text>Rules regarding cancellation;</text>
    </paragraph>
    <paragraph num="(13)">
      <text>The statement If you or someone you know has a gambling problem, help is available. Call 1-800-GAMBLER.; and</text>
    </paragraph>
    <paragraph num="(14)">
      <text>Any other information the Commission may require.</text>
    </paragraph>
  </paragraph>
  <paragraph num="C.">
    <text>Promotional Offers — Responsibility of Licensee.</text>
    <paragraph num="(1)">
      <text>A sports wagering licensee is responsible for the terms, conditions, and conduct of promotions it offers, and those that are offered on behalf of the licensee, directly or indirectly, by a sports wagering contractor or marketing affiliate vendor, including:</text>
      <paragraph num="(a)">
        <text>Ensuring that the terms and conditions of all promotions are communicated to bettors by a link posted on the licensee’s home website, and on the home website or any website operated on behalf the licensee by a contractor or vendor;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Stating the terms and conditions clearly and in plain language, and displaying them conspicuously so they are readily accessible and available for bettors’ review for the duration of the promotion;</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Providing a clear and conspicuous method for a bettor to cancel the bettor’s participation in a promotion that utilizes restricted sports wagering credits;</text>
      </paragraph>
      <paragraph num="(d)">
        <text>When a bettor requests cancellation, informing the bettor of the amount of unrestricted funds that will be returned upon cancellation, and the value of restricted funds that will be removed from the bettor’s sports wagering account; and</text>
      </paragraph>
      <paragraph num="(e)">
        <text>If a bettor elects to proceed with cancellation, returning unrestricted funds remaining in the bettor’s sports wagering account in accordance with the terms and conditions.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(2)">
      <text>A sports wagering licensee, directly or through a contractor or vendor on behalf of the licensee, may not:</text>
      <paragraph num="(a)">
        <text>Offer or conduct a promotion which violates any federal, State or local law or regulation;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>When a bettor has met the terms of a promotion, cap or limit a bettor’s winnings earned while participating in the promotion;</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Include in an advertisement language that suggests the outcome is guaranteed or without risk; or</text>
      </paragraph>
      <paragraph num="(d)">
        <text>Advertise, market, promote, offer, or conduct sports wagering in a manner that may adversely impact the public or the integrity of sports wagering.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(3)">
      <text>If Agency staff determine that a sports wagering licensee’s promotion may or does adversely impact the public or the integrity of sports wagering, staff may direct the licensee to immediately cease some or all activities related to the promotion, and may take other enforcement action against a licensee, contractor, or vendor.</text>
    </paragraph>
  </paragraph>
  <paragraph num="D.">
    <text>Sports Wagering Contracts.</text>
    <paragraph num="(1)">
      <text>Defined Terms. In addition to the terms defined in
                  State Government Article, §9-1E-01, Annotated Code of Maryland, and terms defined in this subtitle, in this section the following terms have the meanings indicated:</text>
      <paragraph num="(a)">
        <text>“Agent of a regulated gaming entity” includes a marketing firm or other similar entity contracted to perform gaming-related services for a regulated gaming entity.</text>
      </paragraph>
      <paragraph num="(b)">
        <text>“Institution of higher education” has the meaning stated in
                    Education Article, §10–101, Annotated Code of Maryland.</text>
      </paragraph>
      <paragraph num="(c)">
        <text>“Regulated gaming entity” means:</text>
        <paragraph num="(i)">
          <text>A mobile sports wagering licensee;</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>An online sports wagering operator; or</text>
        </paragraph>
        <paragraph num="(iii)">
          <text>A sports wagering licensee.</text>
        </paragraph>
      </paragraph>
      <paragraph num="(d)">
        <text>“Sports marketing entity” means a person that contracts with a sports wagering licensee or regulated entity to provide advertising or marketing services for the sports wagering operations of a regulated entity.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(2)">
      <text>Prohibitions.</text>
      <paragraph num="(a)">
        <text>An institution of higher education may not enter into a contract with a regulated gaming entity or an agent of a regulated gaming entity if, under the terms of the contract, the institution of higher education receives a commission, a bonus, or any other incentive payment based on the success of securing student participation in sports wagering or online sports wagering.</text>
      </paragraph>
      <paragraph num="(b)">
        <text>An institution of higher education may not enter into a contract with a sports marketing entity that enters into a contract with a regulated gaming entity or an agent of a regulated gaming entity if, under the terms of the contract, either the sports marketing entity or the institution of higher education receives a commission, a bonus, or any other incentive payment based on the success of securing student participation in sports wagering or online sports wagering.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(3)">
      <text>A regulated gaming entity may not enter into a contract described in §D (2) of this regulation.</text>
    </paragraph>
    <paragraph num="(4)">
      <text>The prohibition described in §D (2) of this regulation do not preclude contract formation between an institution of higher education and:</text>
      <paragraph num="(a)">
        <text>A regulated gaming entity;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>An agent of a regulated gaming entity; or</text>
      </paragraph>
      <paragraph num="(c)">
        <text>A sports marketing entity.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(5)">
      <text>Notwithstanding any other provision of law, a contract formed in accordance with
                  §D(4) of this regulation is subject to public inspection in accordance with the Maryland Public Information Act,
                  General Provisions Article, §4-101, et seq., Annotated Code of Maryland.</text>
    </paragraph>
    <paragraph num="(6)">
      <text>Mobile sports wagering licensees and online sports wagering operator licensees shall submit written notification to the Commission of any contract it has, or plans to enter into, with a public institution of higher education.</text>
    </paragraph>
  </paragraph>
  <paragraph num="E.">
    <text>Signage.</text>
    <paragraph num="(1)">
      <text>A sports wagering licensee shall clearly and conspicuously display the licensee’s branding.</text>
    </paragraph>
    <paragraph num="(2)">
      <text>A Sports Wagering Facility Operator may not display its branding in a manner that provides greater prominence than the Sports Wagering Facility Licensee’s branding.</text>
    </paragraph>
    <paragraph num="(3)">
      <text>A Sports Wagering Facility Licensee may not advertise in a manner that misleads the public.</text>
    </paragraph>
    <paragraph num="(4)">
      <text>All signage shall be approved by the Agency.</text>
    </paragraph>
  </paragraph>
</regulation>