<?xml version='1.0' encoding='utf-8'?>
<regulation prefix="Regulation" num=".05" citation="COMAR 36.10.14.05" title_num="36" subtitle_num="10" chapter_num="14" heading="Funding Wagers.">
  <paragraph num="A.">
    <text>A bettor’s sports wagering account may be funded by:</text>
    <paragraph num="(1)">
      <text>A cash deposit made directly with a sports wagering licensee;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>A cash equivalent, personal check, or wire transfer made directly or mailed to the sports wagering licensee;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>A bettor’s debit card or prepaid card;</text>
    </paragraph>
    <paragraph num="(4)">
      <text>A bettor’s deposit of a winning sports wagering ticket at a sports wagering facility approved by the Commission;</text>
    </paragraph>
    <paragraph num="(5)">
      <text>A cash complimentary, promotional credit, or bonus credit;</text>
    </paragraph>
    <paragraph num="(6)">
      <text>If there is documented notification to the bettor, an adjustment made by a sports wagering licensee following the resolution of a dispute; or</text>
    </paragraph>
    <paragraph num="(7)">
      <text>Any other means as approved by the Commission.</text>
    </paragraph>
  </paragraph>
  <paragraph num="B.">
    <text>ACH Transfer.</text>
    <paragraph num="(1)">
      <text>If a sports wagering licensee has security measures and controls approved by the Commission to prevent and detect fraud, it may accept an ACH transfer to fund a wager.</text>
    </paragraph>
    <paragraph num="(2)">
      <text>If a bettor has successfully deposited funds through an ACH transfer on a previous occasion with no outstanding chargebacks, a sports wagering licensee is not required to consider one failed ACH deposit attempt as fraudulent.</text>
    </paragraph>
    <paragraph num="(3)">
      <text>If a sports wagering licensee suspects fraud after a bettor’s multiple failed ACH deposit attempts, the sports wagering licensee:</text>
      <paragraph num="(a)">
        <text>May temporarily freeze or suspend the bettor’s account to investigate; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>If the sports wagering licensee determines that fraud has been attempted or occurred, suspend the bettor’s account.</text>
      </paragraph>
    </paragraph>
  </paragraph>
  <paragraph num="C.">
    <text>A sports wagering licensee may not:</text>
    <paragraph num="(1)">
      <text>Extend credit to a bettor; or</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Allow the deposit of funds into a sports wagering account that are derived from the extension of credit by an affiliate or agent of the sports wagering licensee.</text>
    </paragraph>
  </paragraph>
  <paragraph num="D.">
    <text>A bettor’s sports wagering account:</text>
    <paragraph num="(1)">
      <text>May not have a negative account balance; and</text>
    </paragraph>
    <paragraph num="(2)">
      <text>May not accept a wager if the account does not have funds sufficient to pay for the wager.</text>
    </paragraph>
  </paragraph>
  <paragraph num="E.">
    <text>The sports wagering licensee shall update bettor account balances after each bet settles to reflect the funds available for any future wagers the bettor may choose to place.</text>
  </paragraph>
  <paragraph num="F.">
    <text>Adjustment to a sports wagering account for an amount of $500 or under shall be periodically reviewed by supervisory personnel as set forth in the sports wagering licensee’s internal controls.</text>
  </paragraph>
  <paragraph num="G.">
    <text>Supervisory personnel shall authorize an adjustment for an amount above $500 before the adjustment may be entered into the bettors’ account.</text>
  </paragraph>
</regulation>