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<regulation prefix="Regulation" num=".03" citation="COMAR 36.10.18.03" title_num="36" subtitle_num="10" chapter_num="18" heading="Sports Wagering Platform Requirements.">
  <paragraph num="A.">
    <text>All sports wagers shall be initiated, received, and otherwise made within the State unless otherwise licensed by federal law.</text>
  </paragraph>
  <paragraph num="B.">
    <text>A sports wagering licensee or applicant shall submit its sports wagering platform and sports wagering equipment to an independent certified testing laboratory prior to their use for sports wagering.</text>
  </paragraph>
  <paragraph num="C.">
    <text>Sports wagering platform documentation shall include:</text>
    <paragraph num="(1)">
      <text>A complete, comprehensive, technically accurate description and explanation of the sports wagering platform;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>A detailed operating procedures of the sports wagering platform; and</text>
    </paragraph>
    <paragraph num="(3)">
      <text>A description of the risk management framework, including:</text>
      <paragraph num="(a)">
        <text>User access controls for all sports wagering licensee personnel;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Information regarding segregation of duties;</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Information regarding automated risk-management procedures;</text>
      </paragraph>
      <paragraph num="(d)">
        <text>Information regarding identifying and reporting fraud and suspicious activity;</text>
      </paragraph>
      <paragraph num="(e)">
        <text>Information regarding technical safeguards that protect the sports wagering platform from unauthorized access and loss of data;</text>
      </paragraph>
      <paragraph num="(f)">
        <text>Controls to ensure compliance with all statutory and other legal requirements;</text>
      </paragraph>
      <paragraph num="(g)">
        <text>A description of AML compliance standards;</text>
      </paragraph>
      <paragraph num="(h)">
        <text>A description of all software applications that comprise the sports wagering platform;</text>
      </paragraph>
      <paragraph num="(i)">
        <text>A description of wagers available to be offered by the sports wagering platform;</text>
      </paragraph>
      <paragraph num="(j)">
        <text>A description of all third-party systems proposed for utilization;</text>
      </paragraph>
      <paragraph num="(k)">
        <text>A description of the method proposed by the sports wagering licensee to prevent cheating; and</text>
      </paragraph>
      <paragraph num="(l)">
        <text>Any other information imposed by the Commission.</text>
      </paragraph>
    </paragraph>
  </paragraph>
  <paragraph num="D.">
    <text>Upon request, a sports wagering licensee shall promptly provide the Commission with relevant reports and documentation that shall include, at a minimum:</text>
    <paragraph num="(1)">
      <text>Complete, comprehensive, technically accurate description and explanation of the sports wagering platform;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The ability to query or sort wagering data; and</text>
    </paragraph>
    <paragraph num="(3)">
      <text>The ability to export wagering data.</text>
    </paragraph>
  </paragraph>
  <paragraph num="E.">
    <text>A sports wagering licensee or a supplier providing a licensee’s sports wagering platform shall maintain all transactional wagering data for a period of 5 years.</text>
  </paragraph>
  <paragraph num="F.">
    <text>The house rules that apply to wagers placed on a sports wagering platform shall be readily available to a bettor.</text>
  </paragraph>
  <paragraph num="G.">
    <text>For each wager, a sports wagering platform shall be capable of recording the:</text>
    <paragraph num="(1)">
      <text>Description and alphanumeric identifier of the sporting event;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Wager selection;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Type of wager;</text>
    </paragraph>
    <paragraph num="(4)">
      <text>Amount of wager;</text>
    </paragraph>
    <paragraph num="(5)">
      <text>Date and time of the wager;</text>
    </paragraph>
    <paragraph num="(6)">
      <text>Unique wager identifiers;</text>
    </paragraph>
    <paragraph num="(7)">
      <text>Bettor identification number;</text>
    </paragraph>
    <paragraph num="(8)">
      <text>Current wager status;</text>
    </paragraph>
    <paragraph num="(9)">
      <text>Relevant location information;</text>
    </paragraph>
    <paragraph num="(10)">
      <text>Results of the wager;</text>
    </paragraph>
    <paragraph num="(11)">
      <text>Amount won; and</text>
    </paragraph>
    <paragraph num="(12)">
      <text>Date and time the winning wager was paid to the bettor.</text>
    </paragraph>
  </paragraph>
  <paragraph num="H.">
    <text>A sports wagering platform that offers wagering shall be capable of:</text>
    <paragraph num="(1)">
      <text>Accurately and timely updating of odds for wagers;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Notifying a bettor of any change in odds that is not beneficial to the bettor while the wager is selected but before it is placed;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Allowing bettors to confirm the wager after notification of the odds change; and</text>
    </paragraph>
    <paragraph num="(4)">
      <text>Freezing or suspending the offering of wagers when necessary.</text>
    </paragraph>
  </paragraph>
  <paragraph num="I.">
    <text>A sports wagering platform shall be capable of:</text>
    <paragraph num="(1)">
      <text>Creating a wager;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Settling a wager;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>Voiding a wager;</text>
    </paragraph>
    <paragraph num="(4)">
      <text>Cancelling a wager; and</text>
    </paragraph>
    <paragraph num="(5)">
      <text>Preventing the acceptance of a wager on a prohibited sporting event.</text>
    </paragraph>
  </paragraph>
  <paragraph num="J.">
    <text>If a wager is voided or cancelled, a sports wagering platform shall indicate that:</text>
    <paragraph num="(1)">
      <text>The transaction was voided or cancelled;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The transaction was rendered nonredeemable;</text>
    </paragraph>
    <paragraph num="(3)">
      <text>An entry in the system was made indicating the wager was voided or cancelled; and</text>
    </paragraph>
    <paragraph num="(4)">
      <text>Subject to COMAR 36.10.13.07, the transaction is clearly noted in a permanent record.</text>
    </paragraph>
  </paragraph>
  <paragraph num="K.">
    <text>Unless approved in advance by the Commission, a sports wagering licensee or an online sports wagering operator may not alter the odds or any other material aspect of the transaction after accepting a wager.</text>
  </paragraph>
  <paragraph num="L.">
    <text>A sports wagering platform shall prevent:</text>
    <paragraph num="(1)">
      <text>The electronic modification of data to facilitate cheating;</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The past posting of wagers; and</text>
    </paragraph>
    <paragraph num="(3)">
      <text>The voiding and cancellation of wagers after the outcome of an event is known.</text>
    </paragraph>
  </paragraph>
  <paragraph num="M.">
    <text>If a bettor has a pending wager and the bettor subsequently self-excludes:</text>
    <paragraph num="(1)">
      <text>The wager may settle; and</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The funds and account balance shall be returned to the bettor in accordance with the sports wagering licensee’s internal control standards.</text>
    </paragraph>
  </paragraph>
  <paragraph num="N.">
    <text>Software Validation.</text>
    <paragraph num="(1)">
      <text>At least once every 24 hours and on demand, a sports wagering platform shall perform a software validation on all critical control program components contained on the system to ensure that:</text>
      <paragraph num="(a)">
        <text>There have been no unauthorized modifications; and</text>
      </paragraph>
      <paragraph num="(b)">
        <text>The software is authentic.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(2)">
      <text>The software validation process shall employ a hash algorithm which produces a message digest of at least 128 bits and includes all critical control program components which may affect wagering operations, including but not limited to:</text>
      <paragraph num="(a)">
        <text>Executables;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>Libraries;</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Wagering or system configurations;</text>
      </paragraph>
      <paragraph num="(d)">
        <text>Operating system files;</text>
      </paragraph>
      <paragraph num="(e)">
        <text>Components that control required system reporting; and</text>
      </paragraph>
      <paragraph num="(f)">
        <text>Database elements that affect system operations.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(3)">
      <text>In the event of a software validation failure, the sports wagering platform shall have the capability to detect if any system component is determined to be invalid.</text>
    </paragraph>
  </paragraph>
  <paragraph num="O.">
    <text>The sports wagering licensee shall notify the Commission within 12 hours of a validation failure.</text>
  </paragraph>
  <paragraph num="P.">
    <text>A sports wagering licensee shall:</text>
    <paragraph num="(1)">
      <text>Record all validation attempts by the sports wagering platform; and</text>
    </paragraph>
    <paragraph num="(2)">
      <text>Maintain the recorded attempts for a period of 180 days.</text>
    </paragraph>
  </paragraph>
  <paragraph num="Q.">
    <text>Data Feeds.</text>
    <paragraph num="(1)">
      <text>A sports wagering platform shall have controls in place to review the accuracy and timeliness of any data feeds used to offer or settle wagers.</text>
    </paragraph>
    <paragraph num="(2)">
      <text>If an incident or error occurs that results in a loss of communication with the data feeds used to offer or redeem wagers, the sports wagering licensee shall record the error in a log capturing:</text>
      <paragraph num="(a)">
        <text>The date and time of the error;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>The nature of the error; and</text>
      </paragraph>
      <paragraph num="(c)">
        <text>A description of its impact on the system’s performance.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(3)">
      <text>The sports wagering licensee shall maintain the information required by §Q(2) for a minimum period of 2 years.</text>
    </paragraph>
  </paragraph>
  <paragraph num="R.">
    <text>A sports wagering licensee that provides a sports wagering platform shall grant the Commission read only access to the platform in the manner required by the Commission.</text>
  </paragraph>
  <paragraph num="S.">
    <text>In a format required by the Commission, a sports wagering platform shall provide a process for the Commission to query and export all sports wagering platform data.</text>
  </paragraph>
  <paragraph num="T.">
    <text>The Commission may require additional system specifications.</text>
  </paragraph>
</regulation>