§ 19–518
Statutes in effect as of October 1, 2026.
Md. Code Ann., Ins. § 19-518 (2026)
Title 19. Property and Casualty Insurance
Subtitle 5. Motor Vehicle Insurance -- Primary Coverage
§ 19–518LinkCopy Citation
(a)
In this section, “volunteer driver” means an individual who provides driving services, including transportation of individuals or goods, without compensation other than for expenses to:
(1)
a charitable organization, as defined in § 6–101 of the Business Regulation Article, in the State; or
(2)
a not–for–profit organization in the State that is exempt from taxation under § 501(c)(3), (4), or (6) of the Internal Revenue Code.
(b)
An insurer that issues, sells, or delivers a motor vehicle liability insurance policy in the State may not:
(1)
cancel the policy of a named insured or refuse to issue the policy to an applicant solely because the named insured or applicant is a volunteer driver; or
(2)
impose a surcharge on or otherwise increase the rate for the policy solely because the named insured or applicant, a member of the named insured’s or applicant’s household, or an individual who customarily operates the named insured’s or applicant’s motor vehicle is a volunteer driver.
(c)
This section does not prohibit an insurer from canceling, refusing to renew, imposing a surcharge on, or otherwise increasing the rate for a motor vehicle liability insurance policy based on factors other than the status of a driver under the policy as a volunteer driver.