Title 16. Life Insurance and Annuities

Statutes in effect as of October 1, 2026.

Full title: HTML · Markdown · XML

Subtitle 1. General Provisions

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 16–101 Md. Code Ann., Ins. § 16-101 (2026)	HTML · MD · XML
§ 16–102 Md. Code Ann., Ins. § 16-102 (2026)	HTML · MD · XML
§ 16–103 Md. Code Ann., Ins. § 16-103 (2026)	HTML · MD · XML
§ 16–104 Md. Code Ann., Ins. § 16-104 (2026)	HTML · MD · XML
§ 16–105 Md. Code Ann., Ins. § 16-105 (2026)	HTML · MD · XML
§ 16–106 Md. Code Ann., Ins. § 16-106 (2026)	HTML · MD · XML
§ 16–107 Md. Code Ann., Ins. § 16-107 (2026)	HTML · MD · XML
§ 16–108 Md. Code Ann., Ins. § 16-108 (2026)	HTML · MD · XML
§ 16–109 Md. Code Ann., Ins. § 16-109 (2026)	HTML · MD · XML
§ 16–110 Md. Code Ann., Ins. § 16-110 (2026)	HTML · MD · XML
§ 16–111 Md. Code Ann., Ins. § 16-111 (2026)	HTML · MD · XML
§ 16–112 Md. Code Ann., Ins. § 16-112 (2026)	HTML · MD · XML
§ 16–113 Md. Code Ann., Ins. § 16-113 (2026)	HTML · MD · XML
§ 16–114 Md. Code Ann., Ins. § 16-114 (2026)	HTML · MD · XML
§ 16–115 Md. Code Ann., Ins. § 16-115 (2026)	HTML · MD · XML
§ 16–116 Md. Code Ann., Ins. § 16-116 (2026)	HTML · MD · XML
§ 16–117 Md. Code Ann., Ins. § 16-117 (2026)	HTML · MD · XML
§ 16–118 Md. Code Ann., Ins. § 16-118 (2026)	HTML · MD · XML
§ 16–119 Md. Code Ann., Ins. § 16-119 (2026)	HTML · MD · XML
§ 16–120 Md. Code Ann., Ins. § 16-120 (2026)	HTML · MD · XML

Subtitle 2. Life Insurance Policy Provisions

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 16–201 Md. Code Ann., Ins. § 16-201 (2026)	HTML · MD · XML
§ 16–202 Md. Code Ann., Ins. § 16-202 (2026)	HTML · MD · XML
§ 16–203 Md. Code Ann., Ins. § 16-203 (2026)	HTML · MD · XML
§ 16–204 Md. Code Ann., Ins. § 16-204 (2026)	HTML · MD · XML
§ 16–205 Md. Code Ann., Ins. § 16-205 (2026)	HTML · MD · XML
§ 16–206 Md. Code Ann., Ins. § 16-206 (2026)	HTML · MD · XML
§ 16–207 Md. Code Ann., Ins. § 16-207 (2026)	HTML · MD · XML
§ 16–208 Md. Code Ann., Ins. § 16-208 (2026)	HTML · MD · XML
§ 16–209 Md. Code Ann., Ins. § 16-209 (2026)	HTML · MD · XML
§ 16–210 Md. Code Ann., Ins. § 16-210 (2026)	HTML · MD · XML
§ 16–211 Md. Code Ann., Ins. § 16-211 (2026)	HTML · MD · XML
§ 16–212 Md. Code Ann., Ins. § 16-212 (2026)	HTML · MD · XML
§ 16–213 Md. Code Ann., Ins. § 16-213 (2026)	HTML · MD · XML
§ 16–214 Md. Code Ann., Ins. § 16-214 (2026)	HTML · MD · XML
§ 16–215 Md. Code Ann., Ins. § 16-215 (2026)	HTML · MD · XML
§ 16–216 Md. Code Ann., Ins. § 16-216 (2026)	HTML · MD · XML
§ 16–217 Md. Code Ann., Ins. § 16-217 (2026)	HTML · MD · XML
§ 16–218 Md. Code Ann., Ins. § 16-218 (2026)	HTML · MD · XML
§ 16–219 Md. Code Ann., Ins. § 16-219 (2026)	HTML · MD · XML

Subtitle 3. Maryland Standard Nonforfeiture Law for Life Insurance

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 16–301 Md. Code Ann., Ins. § 16-301 (2026)	HTML · MD · XML
§ 16–302 Md. Code Ann., Ins. § 16-302 (2026)	HTML · MD · XML
§ 16–303 Md. Code Ann., Ins. § 16-303 (2026)	HTML · MD · XML
§ 16–304 Md. Code Ann., Ins. § 16-304 (2026)	HTML · MD · XML
§ 16–305 Md. Code Ann., Ins. § 16-305 (2026)	HTML · MD · XML
§ 16–306 Md. Code Ann., Ins. § 16-306 (2026)	HTML · MD · XML
§ 16–307 Md. Code Ann., Ins. § 16-307 (2026)	HTML · MD · XML
§ 16–308 Md. Code Ann., Ins. § 16-308 (2026)	HTML · MD · XML
§ 16–309 Md. Code Ann., Ins. § 16-309 (2026)	HTML · MD · XML
§ 16–310 Md. Code Ann., Ins. § 16-310 (2026)	HTML · MD · XML
§ 16–311 Md. Code Ann., Ins. § 16-311 (2026)	HTML · MD · XML
§ 16–312 Md. Code Ann., Ins. § 16-312 (2026)	HTML · MD · XML
§ 16–313 Md. Code Ann., Ins. § 16-313 (2026)	HTML · MD · XML

Subtitle 4. Annuity and Pure Endowment Contract Provisions

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 16–401 Md. Code Ann., Ins. § 16-401 (2026)	HTML · MD · XML
§ 16–402 Md. Code Ann., Ins. § 16-402 (2026)	HTML · MD · XML
§ 16–403 Md. Code Ann., Ins. § 16-403 (2026)	HTML · MD · XML
§ 16–404 Md. Code Ann., Ins. § 16-404 (2026)	HTML · MD · XML
§ 16–405 Md. Code Ann., Ins. § 16-405 (2026)	HTML · MD · XML
§ 16–406 Md. Code Ann., Ins. § 16-406 (2026)	HTML · MD · XML
§ 16–407 Md. Code Ann., Ins. § 16-407 (2026)	HTML · MD · XML
§ 16–408 Md. Code Ann., Ins. § 16-408 (2026)	HTML · MD · XML
§ 16–409 Md. Code Ann., Ins. § 16-409 (2026)	HTML · MD · XML

Subtitle 5. Maryland Standard Nonforfeiture Law for Individual Deferred Annuities

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 16–501 Md. Code Ann., Ins. § 16-501 (2026)	HTML · MD · XML
§ 16–502 Md. Code Ann., Ins. § 16-502 (2026)	HTML · MD · XML
§ 16–503 Md. Code Ann., Ins. § 16-503 (2026)	HTML · MD · XML
§ 16–504 Md. Code Ann., Ins. § 16-504 (2026)	HTML · MD · XML
§ 16–505 Md. Code Ann., Ins. § 16-505 (2026)	HTML · MD · XML
§ 16–506 Md. Code Ann., Ins. § 16-506 (2026)	HTML · MD · XML
§ 16–507 Md. Code Ann., Ins. § 16-507 (2026)	HTML · MD · XML
§ 16–508 Md. Code Ann., Ins. § 16-508 (2026)	HTML · MD · XML
§ 16–509 Md. Code Ann., Ins. § 16-509 (2026)	HTML · MD · XML
§ 16–510 Md. Code Ann., Ins. § 16-510 (2026)	HTML · MD · XML

Subtitle 6. Variable Contracts

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 16–601 Md. Code Ann., Ins. § 16-601 (2026)	HTML · MD · XML
§ 16–602 Md. Code Ann., Ins. § 16-602 (2026)	HTML · MD · XML
§ 16–603 Md. Code Ann., Ins. § 16-603 (2026)	HTML · MD · XML