Title 12. Credit Regulations

Statutes in effect as of October 1, 2026.

Subtitle 1. Interest and Usury

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–101 Md. Code Ann., Com. Law § 12-101 (2026)	HTML · MD · XML
§ 12–101.1 Md. Code Ann., Com. Law § 12-101.1 (2026)	HTML · MD · XML
§ 12–102 Md. Code Ann., Com. Law § 12-102 (2026)	HTML · MD · XML
§ 12–103 Md. Code Ann., Com. Law § 12-103 (2026)	HTML · MD · XML
§ 12–104 Md. Code Ann., Com. Law § 12-104 (2026)	HTML · MD · XML
§ 12–105 Md. Code Ann., Com. Law § 12-105 (2026)	HTML · MD · XML
§ 12–106 Md. Code Ann., Com. Law § 12-106 (2026)	HTML · MD · XML
§ 12–106.1 Md. Code Ann., Com. Law § 12-106.1 (2026)	HTML · MD · XML
§ 12–107 Md. Code Ann., Com. Law § 12-107 (2026)	HTML · MD · XML
§ 12–108 Md. Code Ann., Com. Law § 12-108 (2026)	HTML · MD · XML
§ 12–109 Md. Code Ann., Com. Law § 12-109 (2026)	HTML · MD · XML
§ 12–109.1 Md. Code Ann., Com. Law § 12-109.1 (2026)	HTML · MD · XML
§ 12–109.2 Md. Code Ann., Com. Law § 12-109.2 (2026)	HTML · MD · XML
§ 12–110 Md. Code Ann., Com. Law § 12-110 (2026)	HTML · MD · XML
§ 12–111 Md. Code Ann., Com. Law § 12-111 (2026)	HTML · MD · XML
§ 12–112 Md. Code Ann., Com. Law § 12-112 (2026)	HTML · MD · XML
§ 12–113 Md. Code Ann., Com. Law § 12-113 (2026)	HTML · MD · XML
§ 12–114 Md. Code Ann., Com. Law § 12-114 (2026)	HTML · MD · XML
§ 12–114.1 Md. Code Ann., Com. Law § 12-114.1 (2026)	HTML · MD · XML
§ 12–115 Md. Code Ann., Com. Law § 12-115 (2026)	HTML · MD · XML
§ 12–116 Md. Code Ann., Com. Law § 12-116 (2026)	HTML · MD · XML
§ 12–117 Md. Code Ann., Com. Law § 12-117 (2026)	HTML · MD · XML
§ 12–118 Md. Code Ann., Com. Law § 12-118 (2026)	HTML · MD · XML
§ 12–119 Md. Code Ann., Com. Law § 12-119 (2026)	HTML · MD · XML
§ 12–120 Md. Code Ann., Com. Law § 12-120 (2026)	HTML · MD · XML
§ 12–121 Md. Code Ann., Com. Law § 12-121 (2026)	HTML · MD · XML
§ 12–122 Md. Code Ann., Com. Law § 12-122 (2026)	HTML · MD · XML
§ 12–123 Md. Code Ann., Com. Law § 12-123 (2026)	HTML · MD · XML
§ 12–124 Md. Code Ann., Com. Law § 12-124 (2026)	HTML · MD · XML
§ 12–124.1 Md. Code Ann., Com. Law § 12-124.1 (2026)	HTML · MD · XML
§ 12–125 Md. Code Ann., Com. Law § 12-125 (2026)	HTML · MD · XML
§ 12–126 Md. Code Ann., Com. Law § 12-126 (2026)	HTML · MD · XML
§ 12–127 Md. Code Ann., Com. Law § 12-127 (2026)	HTML · MD · XML
§ 12–128 Md. Code Ann., Com. Law § 12-128 (2026)	HTML · MD · XML

Subtitle 3. Consumer Loans -- Credit Provisions

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–301 Md. Code Ann., Com. Law § 12-301 (2026)	HTML · MD · XML
§ 12–302 Md. Code Ann., Com. Law § 12-302 (2026)	HTML · MD · XML
§ 12–303 Md. Code Ann., Com. Law § 12-303 (2026)	HTML · MD · XML
§ 12–304 Md. Code Ann., Com. Law § 12-304 (2026)	HTML · MD · XML
§ 12–305 Md. Code Ann., Com. Law § 12-305 (2026)	HTML · MD · XML
§ 12–306 Md. Code Ann., Com. Law § 12-306 (2026)	HTML · MD · XML
§ 12–307 Md. Code Ann., Com. Law § 12-307 (2026)	HTML · MD · XML
§ 12–307.1 Md. Code Ann., Com. Law § 12-307.1 (2026)	HTML · MD · XML
§ 12–308 Md. Code Ann., Com. Law § 12-308 (2026)	HTML · MD · XML
§ 12–309 Md. Code Ann., Com. Law § 12-309 (2026)	HTML · MD · XML
§ 12–310 Md. Code Ann., Com. Law § 12-310 (2026)	HTML · MD · XML
§ 12–311 Md. Code Ann., Com. Law § 12-311 (2026)	HTML · MD · XML
§ 12–312 Md. Code Ann., Com. Law § 12-312 (2026)	HTML · MD · XML
§ 12–314 Md. Code Ann., Com. Law § 12-314 (2026)	HTML · MD · XML
§ 12–315 Md. Code Ann., Com. Law § 12-315 (2026)	HTML · MD · XML
§ 12–316 Md. Code Ann., Com. Law § 12-316 (2026)	HTML · MD · XML
§ 12–316.1 Md. Code Ann., Com. Law § 12-316.1 (2026)	HTML · MD · XML
§ 12–317 Md. Code Ann., Com. Law § 12-317 (2026)	HTML · MD · XML
§ 12–318 Md. Code Ann., Com. Law § 12-318 (2026)	HTML · MD · XML
§ 12–319 Md. Code Ann., Com. Law § 12-319 (2026)	HTML · MD · XML

Subtitle 4. Secondary Mortgage Loans -- Credit Provisions

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–401 Md. Code Ann., Com. Law § 12-401 (2026)	HTML · MD · XML
§ 12–402 Md. Code Ann., Com. Law § 12-402 (2026)	HTML · MD · XML
§ 12–402.1 Md. Code Ann., Com. Law § 12-402.1 (2026)	HTML · MD · XML
§ 12–403 Md. Code Ann., Com. Law § 12-403 (2026)	HTML · MD · XML
§ 12–403.1 Md. Code Ann., Com. Law § 12-403.1 (2026)	HTML · MD · XML
§ 12–404 Md. Code Ann., Com. Law § 12-404 (2026)	HTML · MD · XML
§ 12–404.1 Md. Code Ann., Com. Law § 12-404.1 (2026)	HTML · MD · XML
§ 12–405 Md. Code Ann., Com. Law § 12-405 (2026)	HTML · MD · XML
§ 12–406 Md. Code Ann., Com. Law § 12-406 (2026)	HTML · MD · XML
§ 12–407 Md. Code Ann., Com. Law § 12-407 (2026)	HTML · MD · XML
§ 12–407.1 Md. Code Ann., Com. Law § 12-407.1 (2026)	HTML · MD · XML
§ 12–408 Md. Code Ann., Com. Law § 12-408 (2026)	HTML · MD · XML
§ 12–409 Md. Code Ann., Com. Law § 12-409 (2026)	HTML · MD · XML
§ 12–409.1 Md. Code Ann., Com. Law § 12-409.1 (2026)	HTML · MD · XML
§ 12–410 Md. Code Ann., Com. Law § 12-410 (2026)	HTML · MD · XML
§ 12–411 Md. Code Ann., Com. Law § 12-411 (2026)	HTML · MD · XML
§ 12–412 Md. Code Ann., Com. Law § 12-412 (2026)	HTML · MD · XML
§ 12–413 Md. Code Ann., Com. Law § 12-413 (2026)	HTML · MD · XML
§ 12–414 Md. Code Ann., Com. Law § 12-414 (2026)	HTML · MD · XML
§ 12–415 Md. Code Ann., Com. Law § 12-415 (2026)	HTML · MD · XML

Subtitle 5. Retail Credit Accounts

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–501 Md. Code Ann., Com. Law § 12-501 (2026)	HTML · MD · XML
§ 12–502 Md. Code Ann., Com. Law § 12-502 (2026)	HTML · MD · XML
§ 12–503 Md. Code Ann., Com. Law § 12-503 (2026)	HTML · MD · XML
§ 12–504 Md. Code Ann., Com. Law § 12-504 (2026)	HTML · MD · XML
§ 12–505 Md. Code Ann., Com. Law § 12-505 (2026)	HTML · MD · XML
§ 12–505.1 Md. Code Ann., Com. Law § 12-505.1 (2026)	HTML · MD · XML
§ 12–505.2 Md. Code Ann., Com. Law § 12-505.2 (2026)	HTML · MD · XML
§ 12–505.3 Md. Code Ann., Com. Law § 12-505.3 (2026)	HTML · MD · XML
§ 12–506 Md. Code Ann., Com. Law § 12-506 (2026)	HTML · MD · XML
§ 12–506.1 Md. Code Ann., Com. Law § 12-506.1 (2026)	HTML · MD · XML
§ 12–506.2 Md. Code Ann., Com. Law § 12-506.2 (2026)	HTML · MD · XML
§ 12–507 Md. Code Ann., Com. Law § 12-507 (2026)	HTML · MD · XML
§ 12–508 Md. Code Ann., Com. Law § 12-508 (2026)	HTML · MD · XML
§ 12–509 Md. Code Ann., Com. Law § 12-509 (2026)	HTML · MD · XML
§ 12–510 Md. Code Ann., Com. Law § 12-510 (2026)	HTML · MD · XML
§ 12–511 Md. Code Ann., Com. Law § 12-511 (2026)	HTML · MD · XML
§ 12–511.1 Md. Code Ann., Com. Law § 12-511.1 (2026)	HTML · MD · XML
§ 12–512 Md. Code Ann., Com. Law § 12-512 (2026)	HTML · MD · XML
§ 12–513 Md. Code Ann., Com. Law § 12-513 (2026)	HTML · MD · XML
§ 12–514 Md. Code Ann., Com. Law § 12-514 (2026)	HTML · MD · XML
§ 12–515 Md. Code Ann., Com. Law § 12-515 (2026)	HTML · MD · XML

Subtitle 6. Retail Installment Sales

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–601 Md. Code Ann., Com. Law § 12-601 (2026)	HTML · MD · XML
§ 12–602 Md. Code Ann., Com. Law § 12-602 (2026)	HTML · MD · XML
§ 12–603 Md. Code Ann., Com. Law § 12-603 (2026)	HTML · MD · XML
§ 12–604 Md. Code Ann., Com. Law § 12-604 (2026)	HTML · MD · XML
§ 12–605 Md. Code Ann., Com. Law § 12-605 (2026)	HTML · MD · XML
§ 12–606 Md. Code Ann., Com. Law § 12-606 (2026)	HTML · MD · XML
§ 12–607 Md. Code Ann., Com. Law § 12-607 (2026)	HTML · MD · XML
§ 12–608 Md. Code Ann., Com. Law § 12-608 (2026)	HTML · MD · XML
§ 12–609 Md. Code Ann., Com. Law § 12-609 (2026)	HTML · MD · XML
§ 12–610 Md. Code Ann., Com. Law § 12-610 (2026)	HTML · MD · XML
§ 12–610.1 Md. Code Ann., Com. Law § 12-610.1 (2026)	HTML · MD · XML
§ 12–610.2 Md. Code Ann., Com. Law § 12-610.2 (2026)	HTML · MD · XML
§ 12–611 Md. Code Ann., Com. Law § 12-611 (2026)	HTML · MD · XML
§ 12–612 Md. Code Ann., Com. Law § 12-612 (2026)	HTML · MD · XML
§ 12–613 Md. Code Ann., Com. Law § 12-613 (2026)	HTML · MD · XML
§ 12–614 Md. Code Ann., Com. Law § 12-614 (2026)	HTML · MD · XML
§ 12–615 Md. Code Ann., Com. Law § 12-615 (2026)	HTML · MD · XML
§ 12–616 Md. Code Ann., Com. Law § 12-616 (2026)	HTML · MD · XML
§ 12–617 Md. Code Ann., Com. Law § 12-617 (2026)	HTML · MD · XML
§ 12–618 Md. Code Ann., Com. Law § 12-618 (2026)	HTML · MD · XML
§ 12–619 Md. Code Ann., Com. Law § 12-619 (2026)	HTML · MD · XML
§ 12–620 Md. Code Ann., Com. Law § 12-620 (2026)	HTML · MD · XML
§ 12–621 Md. Code Ann., Com. Law § 12-621 (2026)	HTML · MD · XML
§ 12–622 Md. Code Ann., Com. Law § 12-622 (2026)	HTML · MD · XML
§ 12–623 Md. Code Ann., Com. Law § 12-623 (2026)	HTML · MD · XML
§ 12–624 Md. Code Ann., Com. Law § 12-624 (2026)	HTML · MD · XML
§ 12–625 Md. Code Ann., Com. Law § 12-625 (2026)	HTML · MD · XML
§ 12–626 Md. Code Ann., Com. Law § 12-626 (2026)	HTML · MD · XML
§ 12–627 Md. Code Ann., Com. Law § 12-627 (2026)	HTML · MD · XML
§ 12–628 Md. Code Ann., Com. Law § 12-628 (2026)	HTML · MD · XML
§ 12–629 Md. Code Ann., Com. Law § 12-629 (2026)	HTML · MD · XML
§ 12–630 Md. Code Ann., Com. Law § 12-630 (2026)	HTML · MD · XML
§ 12–631 Md. Code Ann., Com. Law § 12-631 (2026)	HTML · MD · XML
§ 12–632 Md. Code Ann., Com. Law § 12-632 (2026)	HTML · MD · XML
§ 12–633 Md. Code Ann., Com. Law § 12-633 (2026)	HTML · MD · XML
§ 12–634 Md. Code Ann., Com. Law § 12-634 (2026)	HTML · MD · XML
§ 12–635 Md. Code Ann., Com. Law § 12-635 (2026)	HTML · MD · XML
§ 12–636 Md. Code Ann., Com. Law § 12-636 (2026)	HTML · MD · XML

Subtitle 7. Equal Credit Opportunity Act

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–701 Md. Code Ann., Com. Law § 12-701 (2026)	HTML · MD · XML
§ 12–702 Md. Code Ann., Com. Law § 12-702 (2026)	HTML · MD · XML
§ 12–703 Md. Code Ann., Com. Law § 12-703 (2026)	HTML · MD · XML
§ 12–704 Md. Code Ann., Com. Law § 12-704 (2026)	HTML · MD · XML
§ 12–705 Md. Code Ann., Com. Law § 12-705 (2026)	HTML · MD · XML
§ 12–706 Md. Code Ann., Com. Law § 12-706 (2026)	HTML · MD · XML
§ 12–707 Md. Code Ann., Com. Law § 12-707 (2026)	HTML · MD · XML
§ 12–708 Md. Code Ann., Com. Law § 12-708 (2026)	HTML · MD · XML

Subtitle 8. Loans -- Finder's Fees

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–801 Md. Code Ann., Com. Law § 12-801 (2026)	HTML · MD · XML
§ 12–802 Md. Code Ann., Com. Law § 12-802 (2026)	HTML · MD · XML
§ 12–803 Md. Code Ann., Com. Law § 12-803 (2026)	HTML · MD · XML
§ 12–804 Md. Code Ann., Com. Law § 12-804 (2026)	HTML · MD · XML
§ 12–805 Md. Code Ann., Com. Law § 12-805 (2026)	HTML · MD · XML
§ 12–806 Md. Code Ann., Com. Law § 12-806 (2026)	HTML · MD · XML
§ 12–807 Md. Code Ann., Com. Law § 12-807 (2026)	HTML · MD · XML
§ 12–808 Md. Code Ann., Com. Law § 12-808 (2026)	HTML · MD · XML
§ 12–809 Md. Code Ann., Com. Law § 12-809 (2026)	HTML · MD · XML

Subtitle 9. Credit Grantor Revolving Credit Provisions

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–901 Md. Code Ann., Com. Law § 12-901 (2026)	HTML · MD · XML
§ 12–902 Md. Code Ann., Com. Law § 12-902 (2026)	HTML · MD · XML
§ 12–903 Md. Code Ann., Com. Law § 12-903 (2026)	HTML · MD · XML
§ 12–904 Md. Code Ann., Com. Law § 12-904 (2026)	HTML · MD · XML
§ 12–905 Md. Code Ann., Com. Law § 12-905 (2026)	HTML · MD · XML
§ 12–906 Md. Code Ann., Com. Law § 12-906 (2026)	HTML · MD · XML
§ 12–907 Md. Code Ann., Com. Law § 12-907 (2026)	HTML · MD · XML
§ 12–908 Md. Code Ann., Com. Law § 12-908 (2026)	HTML · MD · XML
§ 12–909 Md. Code Ann., Com. Law § 12-909 (2026)	HTML · MD · XML
§ 12–909.1 Md. Code Ann., Com. Law § 12-909.1 (2026)	HTML · MD · XML
§ 12–910 Md. Code Ann., Com. Law § 12-910 (2026)	HTML · MD · XML
§ 12–911 Md. Code Ann., Com. Law § 12-911 (2026)	HTML · MD · XML
§ 12–912 Md. Code Ann., Com. Law § 12-912 (2026)	HTML · MD · XML
§ 12–913 Md. Code Ann., Com. Law § 12-913 (2026)	HTML · MD · XML
§ 12–913.1 Md. Code Ann., Com. Law § 12-913.1 (2026)	HTML · MD · XML
§ 12–913.2 Md. Code Ann., Com. Law § 12-913.2 (2026)	HTML · MD · XML
§ 12–914 Md. Code Ann., Com. Law § 12-914 (2026)	HTML · MD · XML
§ 12–915 Md. Code Ann., Com. Law § 12-915 (2026)	HTML · MD · XML
§ 12–916 Md. Code Ann., Com. Law § 12-916 (2026)	HTML · MD · XML
§ 12–917 Md. Code Ann., Com. Law § 12-917 (2026)	HTML · MD · XML
§ 12–918 Md. Code Ann., Com. Law § 12-918 (2026)	HTML · MD · XML
§ 12–918.1 Md. Code Ann., Com. Law § 12-918.1 (2026)	HTML · MD · XML
§ 12–919 Md. Code Ann., Com. Law § 12-919 (2026)	HTML · MD · XML
§ 12–920 Md. Code Ann., Com. Law § 12-920 (2026)	HTML · MD · XML
§ 12–921 Md. Code Ann., Com. Law § 12-921 (2026)	HTML · MD · XML
§ 12–922 Md. Code Ann., Com. Law § 12-922 (2026)	HTML · MD · XML
§ 12–923 Md. Code Ann., Com. Law § 12-923 (2026)	HTML · MD · XML
§ 12–923.1 Md. Code Ann., Com. Law § 12-923.1 (2026)	HTML · MD · XML
§ 12–924 Md. Code Ann., Com. Law § 12-924 (2026)	HTML · MD · XML
§ 12–925 Md. Code Ann., Com. Law § 12-925 (2026)	HTML · MD · XML
§ 12–926 Md. Code Ann., Com. Law § 12-926 (2026)	HTML · MD · XML

Subtitle 10. Credit Grantor Closed End Credit Provisions

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–1001 Md. Code Ann., Com. Law § 12-1001 (2026)	HTML · MD · XML
§ 12–1002 Md. Code Ann., Com. Law § 12-1002 (2026)	HTML · MD · XML
§ 12–1003 Md. Code Ann., Com. Law § 12-1003 (2026)	HTML · MD · XML
§ 12–1004 Md. Code Ann., Com. Law § 12-1004 (2026)	HTML · MD · XML
§ 12–1005 Md. Code Ann., Com. Law § 12-1005 (2026)	HTML · MD · XML
§ 12–1006 Md. Code Ann., Com. Law § 12-1006 (2026)	HTML · MD · XML
§ 12–1007 Md. Code Ann., Com. Law § 12-1007 (2026)	HTML · MD · XML
§ 12–1007.1 Md. Code Ann., Com. Law § 12-1007.1 (2026)	HTML · MD · XML
§ 12–1008 Md. Code Ann., Com. Law § 12-1008 (2026)	HTML · MD · XML
§ 12–1009 Md. Code Ann., Com. Law § 12-1009 (2026)	HTML · MD · XML
§ 12–1010 Md. Code Ann., Com. Law § 12-1010 (2026)	HTML · MD · XML
§ 12–1011 Md. Code Ann., Com. Law § 12-1011 (2026)	HTML · MD · XML
§ 12–1012 Md. Code Ann., Com. Law § 12-1012 (2026)	HTML · MD · XML
§ 12–1013 Md. Code Ann., Com. Law § 12-1013 (2026)	HTML · MD · XML
§ 12–1013.1 Md. Code Ann., Com. Law § 12-1013.1 (2026)	HTML · MD · XML
§ 12–1013.2 Md. Code Ann., Com. Law § 12-1013.2 (2026)	HTML · MD · XML
§ 12–1014 Md. Code Ann., Com. Law § 12-1014 (2026)	HTML · MD · XML
§ 12–1015 Md. Code Ann., Com. Law § 12-1015 (2026)	HTML · MD · XML
§ 12–1016 Md. Code Ann., Com. Law § 12-1016 (2026)	HTML · MD · XML
§ 12–1017 Md. Code Ann., Com. Law § 12-1017 (2026)	HTML · MD · XML
§ 12–1018 Md. Code Ann., Com. Law § 12-1018 (2026)	HTML · MD · XML
§ 12–1018.1 Md. Code Ann., Com. Law § 12-1018.1 (2026)	HTML · MD · XML
§ 12–1019 Md. Code Ann., Com. Law § 12-1019 (2026)	HTML · MD · XML
§ 12–1020 Md. Code Ann., Com. Law § 12-1020 (2026)	HTML · MD · XML
§ 12–1021 Md. Code Ann., Com. Law § 12-1021 (2026)	HTML · MD · XML
§ 12–1022 Md. Code Ann., Com. Law § 12-1022 (2026)	HTML · MD · XML
§ 12–1023 Md. Code Ann., Com. Law § 12-1023 (2026)	HTML · MD · XML
§ 12–1023.1 Md. Code Ann., Com. Law § 12-1023.1 (2026)	HTML · MD · XML
§ 12–1024 Md. Code Ann., Com. Law § 12-1024 (2026)	HTML · MD · XML
§ 12–1025 Md. Code Ann., Com. Law § 12-1025 (2026)	HTML · MD · XML
§ 12–1026 Md. Code Ann., Com. Law § 12-1026 (2026)	HTML · MD · XML
§ 12–1027 Md. Code Ann., Com. Law § 12-1027 (2026)	HTML · MD · XML
§ 12–1028 Md. Code Ann., Com. Law § 12-1028 (2026)	HTML · MD · XML
§ 12–1029 Md. Code Ann., Com. Law § 12-1029 (2026)	HTML · MD · XML
§ 12–1030 Md. Code Ann., Com. Law § 12-1030 (2026)	HTML · MD · XML

Subtitle 11. Maryland Rental-Purchase Agreement Act

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–1101 Md. Code Ann., Com. Law § 12-1101 (2026)	HTML · MD · XML
§ 12–1102 Md. Code Ann., Com. Law § 12-1102 (2026)	HTML · MD · XML
§ 12–1103 Md. Code Ann., Com. Law § 12-1103 (2026)	HTML · MD · XML
§ 12–1104 Md. Code Ann., Com. Law § 12-1104 (2026)	HTML · MD · XML
§ 12–1105 Md. Code Ann., Com. Law § 12-1105 (2026)	HTML · MD · XML
§ 12–1106 Md. Code Ann., Com. Law § 12-1106 (2026)	HTML · MD · XML
§ 12–1106.1 Md. Code Ann., Com. Law § 12-1106.1 (2026)	HTML · MD · XML
§ 12–1107 Md. Code Ann., Com. Law § 12-1107 (2026)	HTML · MD · XML
§ 12–1108 Md. Code Ann., Com. Law § 12-1108 (2026)	HTML · MD · XML
§ 12–1109 Md. Code Ann., Com. Law § 12-1109 (2026)	HTML · MD · XML
§ 12–1110 Md. Code Ann., Com. Law § 12-1110 (2026)	HTML · MD · XML
§ 12–1110.1 Md. Code Ann., Com. Law § 12-1110.1 (2026)	HTML · MD · XML
§ 12–1111 Md. Code Ann., Com. Law § 12-1111 (2026)	HTML · MD · XML
§ 12–1111.1 Md. Code Ann., Com. Law § 12-1111.1 (2026)	HTML · MD · XML
§ 12–1112 Md. Code Ann., Com. Law § 12-1112 (2026)	HTML · MD · XML

Subtitle 12. Reverse Mortgage Loans Act

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–1201 Md. Code Ann., Com. Law § 12-1201 (2026)	HTML · MD · XML
§ 12–1202 Md. Code Ann., Com. Law § 12-1202 (2026)	HTML · MD · XML
§ 12–1203 Md. Code Ann., Com. Law § 12-1203 (2026)	HTML · MD · XML
§ 12–1204 Md. Code Ann., Com. Law § 12-1204 (2026)	HTML · MD · XML
§ 12–1205 Md. Code Ann., Com. Law § 12-1205 (2026)	HTML · MD · XML
§ 12–1206 Md. Code Ann., Com. Law § 12-1206 (2026)	HTML · MD · XML
§ 12–1207 Md. Code Ann., Com. Law § 12-1207 (2026)	HTML · MD · XML
§ 12–1208 Md. Code Ann., Com. Law § 12-1208 (2026)	HTML · MD · XML

Subtitle 13. Mortgage Loans -- Notice of Housing Counseling Programs and Services

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–1301 Md. Code Ann., Com. Law § 12-1301 (2026)	HTML · MD · XML
§ 12–1302 Md. Code Ann., Com. Law § 12-1302 (2026)	HTML · MD · XML
§ 12–1303 Md. Code Ann., Com. Law § 12-1303 (2026)	HTML · MD · XML
§ 12–1304 Md. Code Ann., Com. Law § 12-1304 (2026)	HTML · MD · XML

Subtitle 14. Credit Card Processors

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–1401 Md. Code Ann., Com. Law § 12-1401 (2026)	HTML · MD · XML
§ 12–1402 Md. Code Ann., Com. Law § 12-1402 (2026)	HTML · MD · XML
§ 12–1403 Md. Code Ann., Com. Law § 12-1403 (2026)	HTML · MD · XML
§ 12–1404 Md. Code Ann., Com. Law § 12-1404 (2026)	HTML · MD · XML

Subtitle 15. Earned Wage Access

Full subtitle: HTML · Markdown · XML

Section	Formats
§ 12–1501 Md. Code Ann., Com. Law § 12-1501 (2026)	HTML · MD · XML
§ 12–1502 Md. Code Ann., Com. Law § 12-1502 (2026)	HTML · MD · XML
§ 12–1503 Md. Code Ann., Com. Law § 12-1503 (2026)	HTML · MD · XML
§ 12–1504 Md. Code Ann., Com. Law § 12-1504 (2026)	HTML · MD · XML
§ 12–1505 Md. Code Ann., Com. Law § 12-1505 (2026)	HTML · MD · XML
§ 12–1506 Md. Code Ann., Com. Law § 12-1506 (2026)	HTML · MD · XML
§ 12–1507 Md. Code Ann., Com. Law § 12-1507 (2026)	HTML · MD · XML
§ 12–1508 Md. Code Ann., Com. Law § 12-1508 (2026)	HTML · MD · XML
§ 12–1509 Md. Code Ann., Com. Law § 12-1509 (2026)	HTML · MD · XML
§ 12–1510 Md. Code Ann., Com. Law § 12-1510 (2026)	HTML · MD · XML